GSD. Have I ever introduced you to an abbreviation coined by my roommates and I in college? GSD, a series of letters we liked to use when we had one of those days, those weekends, those weeks, when we got A LOT of stuff done. You know, 'Get Shit Done.' Last week was a GSD week. Allow me to elaborate (and mind you it all happened on Thursday). The bank appraisal for the future house and land came back...lower than we expected but it came back nevertheless. Not understanding what that really meant to us we had to phone a friend -- Lou, of course. Noel met with Indy and signed a contract. Can I get a 'Hoooray?!' AND, Jolley Brothers logging company called...
Not only did they call, but Noel and I met with the Jolley son on Saturday. Interesting character, really, but a nice fellow. And to begin a second GSD week, Monday started off with the roar of a chainsaw and a bulldozer in the air. Of course, we weren't there to hear it because of those things we have called jobs. However, my parents were there to capture it all in photos. After work, Noel trekked down there to inspect the new landscape. The logging was done by only two guys in roughly six hours: Jolley son and Jolley son's friend/co-worker. Grand total: 27 logs and lots of tree tops laying in our house locale. Anyone need some free firewood?! You have until Monday to have at it! Noel is now itching for a chainsaw.
Meet Jolley son...or Jolleymon if you will.
Timber!
Hauling timber down the driveway.
Jolleymon tired...
I'm sure by this point my dad has some serious machine envy.
The carnage.
**The pics are small because enlarging them created some major blurrage issues.
Since Thursday was such a GSD day, Noel and I had to divide and conquer. Noel handled Indy, and I got Lou.
On Friday, Noel headed to Tullahoma to meet with Indy and sign a contract. Noel discussed only a couple of issues with him at that time. One main concern was cutting the driveway. You see the city water line runs into the hill, and we have to be careful where we cut the driveway as to not cut into the city water line. That would be a soppy, expensive mess. Indy's response to each concern was, "Not a problem." It's not a problem, just not a problem. So, hey, our new motto is 'Not a problem.'
Also on Friday, I spoke with Lou about the meaning of the appraisal since it came back lower than expected. First of all, the reason it came back lower than expected is because of the pitiful real estate market. Remember, this appraisal included the land with the future house on it. Basically, an appraisal yields a dollar amount that the bank can loan you (and they cannot loan above that amount). Because, the appraisal came back lower than expected, a little bit more money has to come out of our pocket. Appraisals really make you hold your breath, whether you're buying or selling, and we have now been on both ends.
Tomorrow we are closing on our construction loan. This is the first closing of two. The second closing will occur after construction when we transfer the construction loan to a mortgage. Yes, that means two closing costs but luckily the first one is the biggie. We also hope to meet with Indy tomorrow and get this ball rolling!
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